Before you open your business… run the numbers with your own figures
A financial feasibility model that shows how much capital you need, when you will cover your costs and when you will get your money back — no accounting background needed.
The numbers you read online are not your numbers
You read that “a small café makes X a month”… but at what rent? With how many customers?
- Ready-made studies were written for someone else’s business, in another city and another year.
- A blank template calculates nothing and does not explain what to type.
- A consultant costs a lot before you even know whether the idea is worth it.
How many customers a day do you need to cover your costs?
Free calculator. It runs on your device only; your numbers are never sent anywhere. Use any currency.
Want the full picture? 36 months of cash flow, payback period, three scenarios (pessimistic, expected, optimistic) and a one-page summary.
See the full modelThe full model
- An Excel file that also works in Google Sheets and Numbers, with guided cells and a short explanation next to every number.
- Capital needed, break-even point, and 36 months of profit and cash flow.
- Payback period, net present value and internal rate of return.
- Three scenarios, and every result updates the moment you change a number.
- A ready-made café example and a blank copy for any business.
Who is it for?
Anyone planning a first small business, a home business owner who wants to grow, or anyone who wants their numbers in order before meeting a lender or adviser.
Not for anyone looking for an officially certified feasibility study ready to submit.
Frequently asked questions
Does the model guarantee my business will succeed?
No. It is a planning tool that helps you see your numbers clearly; the results depend entirely on the numbers you enter.
Will a bank or lender accept it?
We do not promise that; some lenders require a study from a certified firm. The model puts your numbers in order before you go to a lender or adviser.
Do I need Excel experience?
No. The cells are guided, each number has a short explanation, and there is a quick-start guide.
Which currency does it use?
Any. Enter your numbers in your local currency; the example file uses US dollars.