Before you open your business… run the numbers with your own figures

A financial feasibility model that shows how much capital you need, when you will cover your costs and when you will get your money back — no accounting background needed.

The numbers you read online are not your numbers

You read that “a small café makes X a month”… but at what rent? With how many customers?

  • Ready-made studies were written for someone else’s business, in another city and another year.
  • A blank template calculates nothing and does not explain what to type.
  • A consultant costs a lot before you even know whether the idea is worth it.

How many customers a day do you need to cover your costs?

Free calculator. It runs on your device only; your numbers are never sent anywhere. Use any currency.

Monthly fixed costs
Sales
Optional: when do I get my capital back?

The full model

  • An Excel file that also works in Google Sheets and Numbers, with guided cells and a short explanation next to every number.
  • Capital needed, break-even point, and 36 months of profit and cash flow.
  • Payback period, net present value and internal rate of return.
  • Three scenarios, and every result updates the moment you change a number.
  • A ready-made café example and a blank copy for any business.

Who is it for?

Anyone planning a first small business, a home business owner who wants to grow, or anyone who wants their numbers in order before meeting a lender or adviser.

Not for anyone looking for an officially certified feasibility study ready to submit.

Details of the full model

Frequently asked questions

Does the model guarantee my business will succeed?

No. It is a planning tool that helps you see your numbers clearly; the results depend entirely on the numbers you enter.

Will a bank or lender accept it?

We do not promise that; some lenders require a study from a certified firm. The model puts your numbers in order before you go to a lender or adviser.

Do I need Excel experience?

No. The cells are guided, each number has a short explanation, and there is a quick-start guide.

Which currency does it use?

Any. Enter your numbers in your local currency; the example file uses US dollars.